Tax Prep, ACA Health Plans & Life Insurance
- All in One Place
Protect your health, income, and family with a licensed professional who makes everything simple. I help individuals, families, and first responders file smarter taxes, enroll in ACA health coverage, and choose the right life insurance—so you keep more of your money and gain real peace of mind.
Health insurance, life coverage, and tax prep—all designed with your needs in mind.
Free Health Insurance: I’ll help you navigate government programs for the best coverage.
Customized Life Insurance: Together, we’ll find a plan that fits your family’s needs and budget.
Tax Prep Made Simple: I’ll help you maximize your tax savings and ensure a smooth filing process.
HOW I CAN HELP
Tax Preparation & Year-Round Advice
No confusing forms. No last-minute panic. I’ll prepare and file your taxes accurately, help you find every deduction you qualify for, and build a year-round plan to lower what you owe next year. From W-2 employees to 1099 contractors, small-business owners, and first responders with unique benefits—I’ve got you covered.
→ Learn more about Tax Preparation Services
ACA Marketplace Enrollment (No-Cost Help)
Skip the government website headaches. I’m a licensed ACA agent who can help you find and enroll in the best health plan—at no cost to you. You’ll know your subsidy amount, coverage options, and whether your doctors are in-network, all in one call.
→ Explore ACA Health Coverage Options
Life Insurance for Families & First Responders
Your life insurance should protect—not confuse—you. I’ll help you compare term, whole, and cash-value policies and find coverage that fits your budget and your family’s goals. Whether you’re planning for a mortgage, kids, or final-expense peace of mind, I’ll make sure your loved ones are protected.
→ Compare Life Insurance Plans
WHY FIRST RESPONDERS TRUST US
Transparent Options, No Pressure
You’ll never get a pushy sales pitch or confusing jargon here. I break down your choices in plain language so you can make confident, informed decisions about your finances, coverage, and future.
Real-World Experience, Real Reviews
As someone who’s spent years helping first responders and their families, I understand the challenges of unpredictable schedules, overtime, and benefits that don’t always cover what they should. My clients know I show up when they need me—during enrollment, tax season, and beyond.
“Krystal was incredibly patient and walked me through ACA options I didn’t even know I qualified for. I saved over $300/month!” — Firefighter, West Palm Beach
I've been working with Krysta for years, always a pleasure!
Raymond G. Firefighter
Quick, clear, and exactly what I needed as a single mom and first responder.
Angela R. EMT
Finally got my will done. This resource made it simple and stress-free.
Marcus D. Police Officer
FREE RESOURCES
Last Will & Testament Kit (First Responders)
As a thank-you to those who serve, I offer a free fillable Will Kit designed for first responders and their families. It includes templates for guardianship, executors, and asset planning—so your loved ones are protected, no matter what.
2025 Tax Cheat Sheet (Instant Download)
Grab my updated 2025 Tax Cheat Sheet—a quick reference to this year’s deductions, credits, and filing deadlines. Whether you’re self-employed or filing jointly, this free guide helps you prepare early and avoid costly mistakes.
What to Expect in Your Free Consultation
15-Minute Discovery Call
We’ll start with a short, friendly call where you can share your goals—whether it’s lowering taxes, enrolling in health insurance, or finding affordable life coverage.
Clear Plan & Next Steps
I’ll outline your personalized action plan, answer your questions, and help you take the next step toward savings and protection.
Secure Online Process
I’ll outline your personalized action plan, answer your questions, and help you take the next step toward savings and protection.
Meet Krystal Londono
Hi, I’m Krystal Londono — and my mission is to help everyday individuals and business owners protect their families, grow their wealth, and get the most out of every dollar.
Whether it’s life insurance that builds cash value, ACA health plans that fit your budget, or tax strategies that maximize your refund, I make the process simple, personal, and stress-free.
Let’s take the guesswork out of finances and get you set up with real protection, real savings, and real peace of mind. Book your free consultation today — and let’s build something strong together.
Have a question? Call, SMS or Book a spot on my calendar!
Questions People Ask Before Booking (FAQ)
Do you charge for ACA enrollment help?
No. As a licensed ACA broker, my help is completely free to you—the insurance companies pay me, not you. You’ll get expert advice and full transparency with zero obligation.
Which states do you serve?
I currently serve clients across Florida, including Miami, Palm Beach, Pompano, and West Palm Beach. If you’re located elsewhere, I can often connect you with a trusted licensed partner.
Can you help self-employed/1099?
Absolutely. I specialize in helping self-employed professionals maximize deductions, file correctly, and find health and life coverage that fits variable income.
Do you work with firefighters/EMTs/police?
Yes! I proudly serve first responders throughout South Florida. Many of my clients are firefighters, EMTs, law enforcement officers, and nurses looking for coverage that matches their unique schedules and benefits.
"Protecting Those Who Protect Us"
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