Last Will & Testament Kit
A real, fillable kit: name guardians, choose an executor, put your wishes in writing.
Get the kitKeep more of what you earn. Protect who you love.
I am Krystal Londono, a certified tax strategist and independent insurance broker. For 16+ years I have helped families and business owners keep more of what they earn and protect them and the people they love.
What can I help you with?
TAXESPersonal and business tax preparationHEALTH INSURANCEMarketplace coverage and ACA guidanceLIFE INSURANCECoverage built around your peopleANNUITIESIncome you can count on in retirement
Tax prep in all 50 states • Insurance licensed in FL, TX, NC, GA & AL.
Take something useful with you.
No cost, no catch. Built for the questions people actually ask me.
Tax Cheat Sheet
The deductions people miss every single year, on one page you can actually use.
Download itInflation Survival Guide
Practical moves to protect what you have when everything costs more.
Read the guide60 Second Quote Tool
Answer a few questions and see real options from 20+ carriers, matched to your budget.
Start the quote
Tax prep in all 50 statesNPN 16261381
20+ CarriersOne honest broker
A seasoned pro on both sides of your money.
Most people have an insurance agent who never asks about their taxes, and a tax preparer who never asks about their protection. That gap is where families lose money. I built Protected With Love to close it.
- Certified tax strategist: refunds maximized, liabilities engineered down, multi state and complex returns welcome.
- Independent insurance broker: 20+ carriers compared side by side, so the policy fits you, not a quota.
- Pressure free by design: straight answers, clear pricing, and a plan you actually understand before you sign anything.
- 16+ years in the trenches: serving Miami-Dade, Broward, and Palm Beach counties, with tax clients in every state.
16+Years of Experience
50Tax prep in all 50 states
20+Carriers Compared
60sTo Your First Quote
Curious how much coverage you can afford?
Answer a few questions and see options from 20+ carriers, matched to your real budget. Takes about a minute.
No pressure, no obligation, and no commitment to buy.
Encrypted • Never sold or shared • NPN 16261381.
Families that sleep better now.
Professional, honest, and patient. I have recommended Krystal to everyone I know!
Krystal explained everything clearly and made the process easy.
Extremely informative experience. It feels good to know my family is protected!
Join My Free Community
Get practical tools, short courses, and a place to make smarter tax, insurance, and retirement decisions at your own pace.
How working together works.
01
Tell me what matters
A free 15 minute call or the 60 second survey. You talk, I listen, and we map what protection or tax help actually fits.
02
I do the shopping
I compare 20+ carriers or comb through your tax picture, then bring you the two or three options worth your time.
03
You decide, I handle it
Paperwork, underwriting, filings, follow ups: done for you. And I am still here next year when life changes.
Answers, before you even ask.
What does Protected With Love actually do?
Two things, done well: insurance and taxes. Krystal shops 20+ top rated carriers to place life, health, and retirement protection, and she prepares personal and business tax returns with a strategy first mindset. Most clients start with a free 15 minute call at the booking page.
Is Krystal licensed in my state?
Krystal is a licensed insurance agent in Florida, Texas, North Carolina, Georgia, and Alabama, NPN 16261381. Tax preparation is handled securely online in all 50 states.
How much does a consultation cost?
Nothing.
Which insurance carriers can you quote?
Life: Mutual of Omaha, Transamerica, AIG/Corebridge, John Hancock, Foresters, Americo, Aetna, F&G, Ethos, Global Atlantic, Prosperity Life, American Amicable, Columbian Financial, Great Western, and more.
Health (ACA Marketplace): Ambetter, Molina, UnitedHealthcare, Cigna, AmeriHealth Caritas, Harbor Health, Wellpoint, Oscar, Anthem, Blue Cross Blue Shield, Antidote, Christus, Imperial Health, and more.
Independence means the recommendation fits you, not a sales quota.
How fast can I get life insurance coverage?
Some no exam policies are approved the same day. Fully underwritten policies can take a few weeks. The 60 second quote survey on this page is the fastest way to see what you qualify for.
What areas do you serve in person?
In person meetings cover Miami-Dade, Broward, and Palm Beach counties. Phone and Zoom appointments are available nationwide, and documents are exchanged through a secure upload portal.
Why is it called Protected With Love?
Because every policy and every return is really about the people you love. The name is a promise about how your family gets treated: with patience, straight answers, and protection that actually fits.
Ready to Protect What Matters Most?
Free guidance, straight answers, and options from 20+ top rated carriers. No pressure at any step.
Get a 60 second quote Get the free Will Kit
Tax prep in all 50 states • Insurance licensed in FL, TX, NC, GA & AL • NPN 16261381 • 16+ years of experience